A quote from Raymond James’ chief investment strategist, in review of the market swings of 2012: http://www.bloomberg.com/news/2013-01-04/almost-all-of-wall-street-got-2012-m…

Does your business benefit from client fears, or do better when they overcome their fears? Unfortunately, for most investing businesses, the best short-term bumps come from the former, while the best long-term success comes from the more-difficult latter approach of helping your clients rise above their fears.